Shahzad Rafique, 36 and a rickshaw driver lives with his family in the slums of Lahore. After his parents passed away his siblings’ responsibilities fell on his shoulders. He married his sister by mortgaging a portion of his house as he had insufficient funds for making the wedding arrangements. He is married and blessed with a child. His brother lives with them and earns to support himself. Shahzad wants to improve living conditions for his family and above all pay the mortgage amounting to $586. He is considering building his own asset base by buy a rickshaw to avoid paying daily rickshaw rent that consumes significant portion of his income. He has requested Seedout for a loan to make the purchase. He plans to have his own rickshaw rental service in the future.