Muhammad Zaman is 36 years old, married with two daughters and two sons. He used to work as a labor previously and started a small business to sell cold beverages and desserts. He has a small shop where he sells beverages and cold deserts in the slums of Gujranwala. He started the business to supplement the income which he earned as a labor which is not enough to feed and educate his children. He later left his labor job due to some health issues.  The products stay in high demand as the shop is located in a highly populated area and people buy items on the daily basis as this area is inhabited by poor and casual workers.He has retained many customers as he has been running this business for more than ten years and many customers are his neighbours and he knows them personally. His business is profitable as the goods he sells are fresh and used frequently during the summer season. He wants to increase his daily earnings by buying more variety of beverages and frozen desserts and has therefore requested Seedout to provide him with an interest-free loan. Muhammad Zaman's dreams wait your attention and approval to grant him a loan so that he can also live a financially stable life.