31 – years old,  Habib Ullah Fakhar is the resident of Gujranwala. He is a living example of, “Hard work pays off”. At very young age, he started bearing the financial responsibilities of the family, he started off with a private bank job and soon realized that the said job would not entertain the financial needs of the family. Realizing this he quitted that job and started his own business. He works as a distributor, basically what he does is, he procures grocery items from the wholesale market and distribute them among the retailors of the local grocery stores. He kicked off that business by availing loan via first loan cycle of Seed Out’s interest free loan, which he returned as per the committed, easy installment plan. His business journey didn’t stop here although in order to expand his business he not only has availed the second loan cycle but also is applying for the third one. Help this diligent man in availing this time too. Investing in the right direction for the right cause is always contenting, draw your share by helping this very focused and ambitious individual in growing his business to the height he wants to uplift that.