Muhammad Ashraf is facing harsh financial conditions; he has struggled to maintain a stable job due to various complications. He started working as a laborer to provide for his family but he had to quit this job due to his ill health. After some time, he started driving a rented auto-rickshaw. As a major portion of his daily earning had to be paid as rental charge, he couldn't save enough for the family and his household expenses are not being met. Ashraf has a one-year-old son whom he needs to take care of and fulfill his needs. After Ashraf’s marriage, he has become an extremely needy person. In the previous year, he has looked for financial help from various parties but luck hasn't been on his side. Seed Out has become a ray of hope in his life ever since he has applied for a loan. He has requested a loan of $846 to buy an auto-rickshaw. The brand new auto-rickshaw will save him from the hassle of providing rent daily to the rickshaw owner and the maintenance cost of the rickshaw will be reduced, helping him to save considerably more. His profits will increase, which will lead to better household income and a brighter future for his baby.